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Challenges confronted include paying their own bills, holding down a minimum-wage job, and saving money for college. Students also have to keep accurate records of their finances as they learn the cost of rent, security deposits, car payments, gas, liability insurance, utilities, cell phones, cable, Internet service, and food. Includes pre- and post-assessments, a vocabulary quiz, extension activities, and an answer key. Time required: 2–3 weeks.